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Today's Rates

30 Year Fixed Rate
 Rate  APR  Points
 7.126%  7.360%  1.000%
 7.375%  7.508%  0.000%
20 Year Fixed Rate
 Rate  APR  Points
 6.876%  7.177%  1.000%
 7.000%  7.170%  0.000%
15 Year Fixed Rate
 Rate  APR  Points
 6.501%  6.871%  1.000%
 6.751%  6.960%  0.000%
10 Year Fixed Rate
 Rate  APR  Points
 6.500%  7.019%  1.000%
 6.750%  7.043%  0.000%
5/1 Year Adjustable Rate
 Rate  APR  Points
 6.750%  7.825%  0.000%
7/1 Year Adjustable Rate
 Rate  APR  Points
 6.875%  7.811%  0.000%

Personalized Quote

Danielle Peffley

Loan Originator

NMLS Registry Number: 1083957

427 Main Street
Huron, Ohio 44839-1612

Office: 419 433-2437
Cell Phone: 440 320-1612
Fax: 419 433-6328


I have been a lifelong resident of Vermilion, Ohio where I currently reside with my husband and 2 children
I have been in the banking and mortgage field since 2003, which has given me the opportunity to work with a diverse client base. What I have gained from this experience is the ability to truly understand my client's needs. I believe that understanding your needs is the most important step in helping you achieve your financial goals. A key objective of being part of the First Federal Savings of Lorain family is to give the highest level of customer service along with providing the ideal mortgage program that fits each borrower's individual needs and goals.




Applying online is as easy as 1-2-3.

You can apply now in as little as 20 minutes.

  1. Apply Now and complete the application.
  2. When you have completed the application, click submit and your information will be reviewed, and in the case of preapprovals, submitted for instant online approval.
  3. A First Federal Savings of Lorain loan originator will follow up to answer your questions.

At First Federal Savings of Lorain, our goal is to provide the highest level of service at competitive rates. Our loan originators are only a phone call away if you need help. Contact Danielle at 419 433-2437.


If you recently had your credit pulled for a mortgage application, you may receive unsolicited e-mails, phone calls, and text messages from other lenders attempting to sell you a mortgage product.  First Federal Savings of Lorain does not sell your information to these institutions.

Why You May Receive Unsolicited Offers

When you apply for a mortgage or credit card, we pull your credit history, credit score and other information from credit reporting companies (TransUnion, Experian, and Equifax).  We use this information as part of our decision-making process when extending credit to you.  We also use this information as part of our process to help protect your identity by confirming additional information on these reports and checking for various red flags.

When we pull your credit history, the credit bureaus record the date along with the reason why we pulled your information, such as for a mortgage loan.  With this information, along with your contact information, the credit bureaus sell your information as a sales lead to other lenders who are willing to pay for it.
The credit bureaus believe that by selling your information to other companies as a sales lead, you, the consumer, benefit from learning about other products and services from different lending institutions.  However, you may feel inundated with the barrage of unsolicited phone calls, text messages and e-mails.

What You Can Do to Stop Unsolicited Communications
If you wish, you can opt out of your information being sold as a “trigger lead” without hurting your credit.
Phone Number: 1-888-5-OPT-OUT (1-888-567-8688)
You may choose to opt out of the prescreen for either five (5) years or permanently.
If you don’t wish to opt out, but want to stop the phone calls, you may add your number to the National Do Not Call Registry that helps to block telemarketers from contacting you.  Your phone number is added immediately to the list; however, it could take up to 31 days for sales calls to stop.
Phone Number: 1-888-382-1222

Should you have any additional questions or concerns, please feel free to contact your Loan Originator